What is a VA Loan?
United States has a special home loan for its military service members called Veterans Affairs (VA) home loan. VA home loan or VA loan was designed to help U.S veterans, …
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What is 28/36 rule?
In Real Estate, the term 28/36 rule refers to the rule of thumb used to calculate the debt one should take on. This rule has two parts to it. The …
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What is an escrow?
Escrow account is an account the lender setup with a third party and uses the funds in it to pay your non-mortgage, property related expenses. The funds in the account covers two biggest expenses which are property taxes and home insurance, but can also include HOA dues.
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