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interest rates
Mortgages / Real Estate

Interest Rates – What you need to know

July 9, 2023July 9, 2023 - Leave a Comment

Interest rate is the amount of interest due per period, as a proportion of the amount lent, deposited, or borrowed. There are several types of interest rate as well as several factors that can affect your interest rate. Knowing the differences between them can help you save money.

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Mortgages

VA funding fee rates

September 26, 2021October 3, 2021 - Leave a Comment

What is VA funding fee? VA funding fee is a one time fee that is applied to every VA loan whether it is for a purchase or a refinance.  This …

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Mortgages

What is a VA Loan?

September 14, 2021September 14, 2021 - 1 Comment

United States has a special home loan for its military service members called Veterans Affairs (VA) home loan.  VA home loan or VA loan was designed to help U.S veterans, …

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Mortgages

What is an escrow?

September 9, 2021September 26, 2021 - Leave a Comment

Escrow account is an account the lender setup with a third party and uses the funds in it to pay your non-mortgage, property related expenses. The funds in the account covers two biggest expenses which are property taxes and home insurance, but can also include HOA dues.

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