PITIA Payment Calculator
Use the PITIA Payment Calculator to quickly estimate your monthly mortgage payment which includes principal and interest, taxes, insurances and home owner association fees. For HOA, Home Insurance & PMI, enter the annual amounts to calculate your estimated monthly payment.
Amount that will be borrowed from the lender.
Amount of money paid upfront to purchase a property. Expressed in dollar amount or percentage of the loan.
Length of the loan expressed in years.
Annual interest rate of the loan.
Annual property taxes collected by county, expressed in percentage. Check with real estate agent for correct rate.
Estimated yearly homeowner's insurance cost. Get this estimate from insurance agent or loan officer.
Annual HomeOwner Association dues. Check this from real estate agent.
Annual Principal Mortgage Insurance rate. Check with loan officer for rate and whether it is required.
Monthly Payment
$1,699.81
Loan Amount $240,000.00
Principal & Interest $1,264.81
Property Taxes $275.00
Insurance $100.00
HOA Dues $60.00
PMI $0.00